Typically, we would carry out an annual review with you. Your personal circumstances will change often and we feel that 1 year is a recommended time frame between reviews. However, there are occasions when reviews are required more often depending on your own individual circumstances. Very often, life’s events trigger the need for an immediate review. E.g. death, accident/critical illness, birth, loss of job, business start-up, increased or lower earnings, retirement, inheritance, unexpected windfall etc.