
| Need | Solution |
|---|---|
| Save for kids future, emergency fund | Regular savings plan |
| Maximise return on savings | Suitable Investment plan |
| Protect your most valuable asset: Income | Permanent Health Insurance & Term Assurance |
| Protect family against serious illness | Serious Illness Protection |
| Buy a home | Mortgage |
| Plan seriously for retirement | More clarity and planning around pension |
| Life cover self employed partners/directors to key business | Business Protection |









