| Need | Solution |
|---|---|
| Save for car, holiday, emergency fund | Regular savers plan |
| Maximise return on savings | Suitable investment plan |
| Protect most valuable asset: income | Term assurance & Permanent Health Insurance |
| Protect family against serious illness | Serious Illness protection |
| Home trade up/down | Mortgage and new financial plan |
| Life cover self employed partners/directors key to business | Business Protection |
| Retirement plan STRATEGY | Review ongoing investment, contributions, risk and time to exit |
