The First Home Scheme was launched, in July 2022 in response to buyers who are paying high rents but would prefer to be homeowners. Many buyers are locked out of the property market as the macro-prudential rules require them to put up a 10% cash...
[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]The well known investor Mr. Warren Buffett once said ‘Price is what you pay, value is what you get’. There is a lot of truth in this and within lies the clues to many a dissatisfied customer when...
I get asked about the Fair Deal Scheme regularly, and since February this year coinciding with Covid-19 pandemic enquiries have increased. The query generally comes from two sources. The most common query comes from retirees taking control of their own financial affairs and sharing with...
One thing I am sure of is we all have a keen eye on the future with hope in our hearts that when Covid-19 passes; and it will, things will be different. I am also sure that one thing that will be different is mankind’s...
The power of attorney gives a person the ability to give control over their financial and physical well-being to another individual that they choose. The individual who is giving out the control of their finances and other items is called the principal while the person...
The government introduced legislation in April 2014 to make it more affordable for first time buyers (FTB) to purchase their first home when they introduced the Help to Buy (HTB) Scheme. Cynics would argue that this only fueled the price of new homes further in...
This time of year self-assessed individuals are reminded of the fast approaching deadline for filing their end of year tax returns. This also presents an opportunity for pension planning and tax avoidance which can go hand in hand. There are the obvious three tax reasons...
‘WARNING: RETIREMENT RUT AHEAD’ If we needed a road sign to tell us something important about what lies ahead for the majority of our retirements, it would read simply ‘Warning: Retirement Rut Ahead’. Rut can give the meaning of furrow or pothole! It’s defined as a...
Losing the ability to earn an income could be a financial headache. Your income is your most important asset as it allows you to maintain your current lifestyle, if you take a moment to think about it, the money you earn pays for almost everything you have…...
There are copious amounts of great material on Investopedia, a most useful resource on the world of finance. I thought it would be useful to begin this piece with a reminder of what a trusted definition of cash flow is:- INVESTOPEDIA EXPLAINS 'Cash Flow' In business as...
Thanks for visiting us.
Did you know that we have moved from the Sean Mulvoy Business Centre just up the road to the Town Park Centre on the Tuam Road.
Our new address is:
6 Town Park House, Tuam Road, Galway H91 TP9A
Looking forward to welcoming you to our new offices.